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Tips to Tidy a Credit Score

If you are thinking about applying for a mortgage, it makes sense to obtain a copy of your credit report and analyse it. If there are any mistakes, you need to submit a request to have these errors changed. Other steps you can take to clean up your credit score include:

" Ensuring your current address is correct and that you are listed on the electoral roll " Don't apply for any credit for at least six months before you apply for a mortgage " Pay down your debt " Don't clear off old credit cards when cleared

Given the importance of your credit score when applying for a mortgage, it is essential that you do what you can to improve your credit rating.

Published on 28 April 2017

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